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In these constantly changing times, you need someone who will look out for your needs. Someone with the experience and professionalism needed to stay on top of the details that protect you, your family, and your business. Someone who can answer your questions and provide good, sound advice.

We at Keystone Volunteer Insurance Group, Inc. have been helping families, as well as businesses, for more than half a century.

We have the professionalism and foresight to stay educated and informed. We have the caring ability to apply that knowledge to your insurance and financial needs.

By keeping up with current insurance and financial trends, and offering outstanding service that emphasizes long-term relationships, Keystone Volunteer Insurance Group, Inc. has earned a reputation for its integrity and commitment to its clients and the community.

Providing stability, vision and empathy, we have been here for you and your business in the past and will be here for you in this new century.

You need someone in your insurance and financial corner. You need Keystone Volunteer Insurance Group, Inc.

Robert B. Hall, CPCU, CLU, ChFC, ARM, ARM-P
President and

Risk Management Consultant

Bob has been servicing the Five County Area for over 34 years. He serves as President and Risk Management Consultant for Francis Hall Insurance & Risk Management Services, Associates for Insurance & Risk Management (AFIRM); Public Entity Protection Program (PEPP) and Keystone Volunteer Insurance Program (KVIG).

Bob is a Risk Management specialist and has earned the Chartered Property and Casualty Underwriter designation (CPCU), Associate in Risk Management (ARM) and the Public Entity Risk Management (ARMP), from the American Institute of Property and Casualty. In addition he has earned the Chartered Life Underwriter and Chartered Financial Consultant Designations (CLU, ChFC) from the American College.

He also teaches for the Insurance Society courses for the American Institute of Property & Casualty, specializing in "Public Entity Risk Management" and for those classes associated with the "ARM". Further has also taught Chester County's Business Insurance Multi-Lines courses, sponsored by Insurance and Financial Advisors Training Council. He further provides "Training" in fields of "Sexual Harassment, Lifting, Blood Borne Pathogens, Fire Prevention, Human Resource Management, etc." Also, he is a certified instructor for the Department of Labor & Industry for Training of Safety Committees. In additon, Bob is a member and serves on the Tri State Board of Directors of the Insurance Agents & Brokers Association (IA&B). He has also served on the Boards of the Independent Insurance Agent Association where he is a past President for the Local Chapter, National Association of Insurance and Financial Advisors, where he has served as the local past President, Society for CPCU where he has served as a Director, Chester County Estate Planning Council, where he has served as a past President. He is also a member of the Society of CLU and ChFC and the Association of Health Insurance Agents (AHIA). In addition he was a member of the "Steering Committee" of Project Invest which has developed a special "Insurance and Finance" Curriculum for High School and Community College students who desire to pursue future employment in these industries in Chester County and the surrounding area.

Bob is also a member of the Coast Guard Auxiliary of Homeland Security and Fame Fire Company. In addition he serves on various other Non-Profit Boards in the local community and coaches Girls Soccer and enjoys sailing.

His business philosophy is to identify and analyze potential loss exposures for his clients and develop a proactive approach to reduce frequency and severity of possible future claims. His opinion is that "No Claim is Acceptable." Insurance is a tool to soften the financial impact of a loss, but finding ways to reduce or even eliminate a future loss is far more profitable. There are always alternatives. He believes that his clients CAN INFLUENCE THEIR INSURANCE PREMIUM COSTS, TO REDUCE THEM, NOT JUST PAY THEM. IT'S A BETTER CHOICE. YOU SHOULD BE IN CONTROL.



For Personal Service,
Contact a KVIG Professional

Robert B. Hall, CPCU, CLU, ChFC, ARM, ARM-P
610-696-2307 -or- 1-800-851-HALL (4255)
email: rhall@kvig.com

Margaret (Mickey) Broyles-Hall, ARM, ARM-P
TipS Trainer-Certified Intervention Procedures Trainer
610-696-2577 or 800-851-4255
Email: mbroyles-hall@kvig.com